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Corporate Suite-34, 4th Floor, Ansal Plaza, Vaishali,
Ghaziabad - 201010
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phone: +91 9599 053 118
Apply for Home Loan
Create Your Own Space, because Home is not just home, it’s a feeling
A sum of money borrowed from a financial institution or bank to purchase a house. Home loans consist of an adjustable or fixed interest rate and payment terms.
These are the loans for purchase of A flat, row house, bungalow from private developers in approved projects or properties from Development Authorities such as DDA, MHADA etc. Home loans are secured product by giving the banker a conditional ownership over the property.
Home loans in delhi ncr are provided upto 80% of the value of the house. This also depends upon the income of the applicant i.e. emi to income ratio is generally kept at 50%.
These are available at attractive interest rates, that makes them attractive, affordable and easy for your pocket with no hidden charges and customized repayment options.
One can apply individually or jointly for this loan, all proposed owners will have to be co-applicant on deal. Maximum repayment tenure can be upto 30 years. However, tenure is dependent on applicant’s age, profile, age of property etc.
There are two types of home loans- Fixed interest rate and floating interest rate. A fixed interest rate means that you will have to pay same EMI over a period of time (it may be fixed for an entire tenure or it may be reset at fixed intervals). Floating interest rates may change at any given point of time, which may result increase or decrease in either your home loan EMI or your tenure. Consider your finances and repayment abilities before deciding on which interest rate to pick.
Documents required for salaried customers:
Documents required for Self-employed Businessmen: